A COMPREHENSIVE PROCESS TO HELP YOU MAKE SOUND DECISIONS.
At RH&A, our process to helping you build assets is extraordinarily simple—yet incredibly effective. We gather information about your personal financial situation and your goals and dreams. Then, we personalize a plan that can help make those dreams come true. Our time-tested process includes these four disciplined steps:
Step 1: Fact Finding
First, we get to know you. We listen to your goals and dreams. We learn about your current situation and get a clear picture of where you are . . .and where you want to be in the future.
Step 2: Research
Once we’ve mutually agreed to work together, we’ll get busy on developing a personalized action plan for you. In this step, we’ll:
- examine your assets, risk tolerance and time horizons;
- conduct a policy assessment on any insurance you may already own to analyze coverage and identify gaps; and
- use capital needs analysis to determine your immediate, intermediate and long-term cash needs—and figure out how much life insurance may be right for you and research possible solutions.
Step 3: Implementation
Of course, once we’ve completed our research, we’ll review the personalized plan we’ve designed just for you—and show you, step-by-step, how it will specifically meet your goals.
Step 4: Annual Review
Once the plan has been set in motion, we’ll continuously monitor your progress to make sure you stay on track. We know that situations and needs may also change over time, so we’ll meet with you at least once a year to talk and make necessary changes and updates to your plan.
