IN THE NEWS

RH&A is constantly active in its community, as well as in the financial services industry. Here’s the latest:

RH&A IN THE NEWS

11 Reasons a Person Should Buy A Long Term Policy Read More

RH&A launches Financial Services Ad (09/10/09)
"Built on trust, expertise & relationships"... Retirement Evaluation Ad as featured in The Valley Press. Read More

Robert S. Hensley Receives Distinguished Deborah Eldridge Service Award (5/29/09)
Robert S. Hensley, Managing Member, Robert Hensley & Associates, LLC was recently recognized by the Greater Hartford Estate and Business Planning Council for exemplifying the spirit and efforts in support of the Council and their community, receiving the Deborah Eldridge Service Award. Read More

Long Term Care Article Featured in The Valley Press (2/13/09)
Robert Loomis, CLTC, our Long-Term Care specialist and Vicki Sweeney, our Insurance Brokerage Manager, wrote this article about Long Term Care Insurance and it was recently featured in The Valley Press. Read More

RH&A Launches New Ad Campaign (2/12/09)
"Built on trust, expertise & relationships"... RH&A Team Ad as featured in The Valley Press. Read More

"Built on trust, expertise & relationships" ... Employee Benefits Ad as featured in the Valley Press. Read More

Joe Shiman – Profiled as Top Producer in The Source (1/1/09)
As a partner of RH&A, Joe focuses on helping individuals plan for their financial goals. And, he's all about relationships ... building and nurturing them—one by one. Read More

NEWS, ARTICLES & TIPS

American Recovery and Reinvestment Act of 2009 (ARRA)
The American Recovery and Reinvestment Act of 2009 (ARRA) reduces the COBRA premium for individuals who experience an involuntary termination of employment from September 1, 2008 to December 31, 2009.  Additional information is provided below as well as model COBRA notices for employers' use. 
  > FAQs for Employers  Read More
  > COBRA General Notice (Short Version - for AEI's currently on COBRA)  Read More
  > COBRA General Notice (Full Version - for individuals who experienced a qualifying event on or after September 1, 2008)  Read More
  > COBRA Special Election Period Notice Read More

AIM – How to Service the Stock Market's Ups and Downs
Since 1926, the Market's 58 up years have outweighed the 23 down years. Read More

American Funds – Ideas for Investors: Dealing with Declines
In recent months, the market has experienced more volatility than it has in recent years. Though underlying fundamentals remain relatively strong, market setbacks can be worrisome. It’s important to remember that short-term declines and corrections are a natural part of the investment process and should not affect your long-term financial plan. The chart below illustrates how common these fluctuations have been. Read More

American Funds – Ideas for Investors: Riding out the Bumps
While short-term fluctuations may make you nervous, looking at the bigger picture can help you ride out the bumps and eventually reach your goals. Read More

Franklin Templeton – 5 Things You Need To Know To Ride Out a Volatile Stock Market
When markets become volatile, a lot of people try to guess when stocks will bottom out. In the meantime, they often park their investments in cash. Read More

Hartford – Dr. Krosby – A Long, Hot Summer
In a vulnerable market, rumors quickly take precedence over fact, and denials are treated with skepticism. Read More

Standard & Poor’s – Chart Source
• Range of returns for various asset classes 1980 to 2007 Read More
• Highest and lowest average annual returns for stocks and bonds for various holding periods – 1926 to 2007 Read More
• Highest and lowest returns for treasury bills and stocks for various monthly holding periods – 1926 to 2007 Read More

Smart Money – Take Long Term Care
Most retirement planning is about means, not ends. It's about making sure that you have as many options as possible, not telling you how to spend your money. Read More